Finance Manager

Responsible for overseeing all financial activities of the organization, including budgeting, forecasting, financial reporting, cash flow management, and internal controls. Develops and implements financial strategies to support business growth and profitability. Ensures full compliance with local and international financial reporting standards, tax regulations, and company policies. Manages relationships with banks, auditors, and regulatory bodies. Prepares and presents accurate and timely financial statements, management reports, and performance analyses to senior leadership. Leads, mentors, and develops the finance team, fostering a culture of accountability and continuous improvement. Identifies and mitigates financial risks while driving cost optimization and efficiency across all operations. Coordinates with internal departments and external stakeholders to ensure seamless financial operations and strategic alignment. • Develop and implement financial strategies aligned with organizational goals and growth objectives for E& Money and retail operations.• Oversee the preparation and management of annual budgets, forecasts, and financial plans for all business streams.• Monitor financial performance against budget, identify variances, and implement corrective actions.• Manage cash flow, liquidity, and working capital to ensure financial stability and operational readiness across all channels.• Prepare and present accurate monthly, quarterly, and annual financial statements and management reports.• Ensure compliance with International Financial Reporting Standards (IFRS), DAB regulations, ATRA requirements, and local tax laws.• Oversee financial reconciliation of e& money transactions, including cash in/out, domestic and international transfers, merchant payments, and bill payments.• Monitor agent liquidity and ensure adequate float management across the e& money agent network.• Manage commission and incentive calculations and disbursements for agents, merchants, distributors, and franchise partners.• Ensure accurate tracking and reporting of transaction volumes, revenue, and fee structures for all e& money services.• Develop and implement financial controls to prevent fraud, money laundering, and unauthorized transactions in alignment with AML/CFT policies.• Oversee financial management of SIM card retail shops, franchises, and mini-franchises across the assigned region.• Monitor inventory and stock levels of SIM cards, recharge products (Scratch Cards, E-Top Up), and related materials across the retail network.• Manage revenue reconciliation from SIM sales, registration, activation, recharge, and data/voice bundle sales.• Ensure accurate financial documentation and record-keeping across all franchised and mini-franchised outlets.• Oversee the financial aspects of partner onboarding and contract management for distributors, retailers, dealers, and franchise partners.• Ensure compliance with Da Afghanistan Bank (DAB) regulations for E& Money services.• Ensure compliance with Afghanistan Telecommunications Regulatory Authority (ATRA) regulations for SIM registration and telecommunications operations.• Develop, implement, and enforce robust internal controls, financial policies, and risk management frameworks.• Identify, assess, and manage financial risks related to currency, credit, operations, and investments.• Manage relationships with external auditors, tax authorities, banks, and regulatory bodies.• Oversee AML/CFT compliance, KYC verification, and anti-fraud measures across all financial operations.• Lead and mentor the finance team, setting clear KPIs and fostering a culture of excellence and accountability.• Coordinate with program, sales, and operational teams to ensure integrated financial management across the organization.• Support reporting for donor-funded projects and compliance as applicable.• Drive continuous improvement of financial systems, processes, and reporting tools (e.g., ERP systems, Excel, Power BI).• Provide strategic financial insights and recommendations to senior management and the executive team.• Ensure accurate documentation, record keeping, and audit trail for all financial transactions.• Represent the organization in financial meetings, negotiations, and official engagements with stakeholders.• Maintain and manage financial records using QuickBooks, ensuring accurate data entry, reconciliations, and reporting. The ideal candidate should meet the following requirements:• Bachelor's Degree in Finance, Accounting, Economics, Business Administration, or a related field. (Master's degree or professional certification such as ACCA, CPA, CMA is an advantage.)• Minimum 5–10 years of progressive experience in financial management, accounting, or auditing, preferably in the telecommunications, mobile financial services (MFS), e& money, FinTech, or banking sectors.• At least 3 years in a managerial or supervisory role with responsibility for financial plan...